Disha's work in Livelihoods is now managed under Disha India Micro Credit through which it reached out to 29,724 clients across 326 villages in two states. Disha follows both self-help group (SHG) and joint liability group (JLG) methodology. By bringing savings, credit and insurance to thousands of rural women, Disha has given a massive boost to enterprise development in Saharanpur, Roorkee and Dehradun where its programme units are based.
While enterprises are mainly for women from the families whose primary occupation is not agriculture, the organisation has given equal emphasis on agriculture also. It has successfully implemented a project on diversification of agriculture in Saharanpur district and is currently implementing a similar project in Rampur and Moradabad districts.
In between the organisation has also experimented with organic farming.